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A folk guitar string purchased individually with a .95 draw is a string that has a tension of .95 pound-force (or lbf) when tuned to the nominal pitch (usually the low E note for a folk guitar). Tension is the force exerted on the string to achieve the desired pitch.

It is important to note that the tension of a string is usually measured in millimeters or inches, but it can also be expressed in pound-force (lbf), which is more common in the United States. The higher the tension, the harder the string will be to play, but it will also produce a louder, brighter sound. Strings with a lower tension will be easier to play, but they may lack volume and sound projection. The choice of tension depends on the preferences and playing style of each guitarist.